Fiduciary Financial Planning
for Maine Professionals
Provision Wealth Planning brings over 20 years of experience helping Maine professionals — university faculty, healthcare workers, and others with complex benefit packages — build retirement plans they can count on.
Built for Maine Professionals with Real Financial Complexity
Employer-sponsored retirement plans, pension elections, Social Security timing, tax planning — the closer you get to retirement, the more complicated the picture becomes. We help you make sense of it all.
University of Maine System Faculty & Staff
If you have a TIAA account, or a 9-month salary that can create cash flow challenges, we know your situation. We've worked with University faculty and staff for more than 27 years.
Healthcare Professionals
Northern Light Health employees face a distinct set of planning challenges — 403(b) decisions, 457 investing decisions, shift differential income, and benefit packages that most advisors don't fully understand. We do.
Maine Pre-Retirees
If you're within 10–15 years of retirement and haven't built a coordinated income plan yet, now is the time. We help you turn accumulated savings into a retirement income strategy that accounts for taxes, healthcare, and longevity.
What Makes Provision Different
We're Fiduciaries
Not every financial advisor is held to the same standard. As a fiduciary firm, we are legally and ethically required to put your interests first. No commissions. No product pushing. Transparent fees, explained before you sign anything.
Boutique and Local — You Work with Tom, A Maine-Resident Who Understands Your Values
We work with a deliberately small number of clients. That means when you call, Tom’s team answers. When something changes in your life, we already know your situation. When markets move, we reach out to you — not the other way around.
Deep Expertise in Maine Employer Benefit Systems
Most financial advisors handle retirement plans in general. We have spent over two decades learning the specific benefit structures of Maine's major employers — the TIAA contracts , Fidelity plans, the pension elections, the 403(b) 457 options. That institutional knowledge is your advantage.
Many University of Maine System Employees Are Surprised by What They Don't Know
After two decades working with University of Maine System faculty and staff, we’ve seen the same gaps show up again and again — benefits people didn’t know they had, decisions made without full information, retirement plans that were never reviewed.
Our free guide covers the eight most common things University of Maine system employees don’t know about their benefits package.
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Boutique Experience, Personal Focus
University faculty and Maine professionals have trusted our team to manage assets and coordinate employer-sponsored plans for more than 20 years. We’re committed to service, integrity, and the kind of long-term relationship that actually moves the needle on your financial future.
Ready to Stop Guessing About Retirement?
A 30-minute call is all it takes to find out if we’re the right fit. No prep, no pitch, no pressure.
Or call us directly: 207-573-1402